Annual Fees and Expenses Go Back
Mutual of America Institutional Funds, Inc. Fee table
This table describes the fees and expenses that you may pay if you buy and hold shares of the Funds. Net operating expenses are shown as a percentage of average net assets and are based on actual operating expenses incurred by the Fund (after reimbursement) in 2006. Expenses of the Small Cap Value and Small Cap Growth Funds have been estimated, since these funds commenced operations on May 1, 2007. Net expenses (after reimbursement) consist of investment management fees. The net expenses shown as percentages in the table below may be slightly higher or lower than the investment management fee percentages set forth in the prospectus due to rounding.
Fee Type Amount
Net Operating Expenses*
Equity Index Fund 0.12%
All America Fund 0.50%
Mid-Cap Equity Index Fund 0.12%
Aggressive Equity Fund 0.84%
Small Cap Value Fund 0.85%
Small Cap Growth Fund 0.85%
Bond Fund 0.45%
Money Market Fund 0.20%
 
Shareholder Transaction Expenses None
 
Sales Charge
Front-end None
Back-end None
12b-1 None

*The Adviser contractually agreed beginning as of April 1, 2002 to limit each Fund’s total operating expenses (excluding taxes, brokerage commissions, extraordinary expenses and other fees related to Portfolio Transactions) to its investment management fees. This contractual obligation remains in effect for the year 2008 and will continue for each following calendar year unless the Adviser gives notice of termination to the Investment Company within two weeks before the next calendar year begins. The Adviser has voluntarily limited the Funds’ expenses since the inception of each Fund, prior to providing the contractual expense limitation commencing April 1, 2002. The prospectus contains a complete description of all annual fees and expenses. Please read it carefully before you invest.

Distributor, Mutual of America Securities Corporation, member FINRA and SIPC.